Terms and Conditions of Service

These Terms and Conditions govern your use of the velioraune website and consultation services. By accessing our website or engaging our services, you agree to be bound by these terms. Please read them carefully.

These Terms and Conditions were last updated on September 26, 2025.

Acceptance of Terms

By accessing this website, scheduling consultations, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services. Your continued use constitutes ongoing acceptance.

Definitions

The following terms have specific meanings when used in these Terms and Conditions:

Services refers to the consultation services, analytical reviews, and educational information provided by velioraune through our website, in-person meetings, phone calls, or other communication channels we make available.

User, you, and your refer to any individual or entity accessing our website or engaging our consultation services, whether as a visitor, prospective client, or active client.

We, us, our, and velioraune refer to the business entity operating this website and providing consultation services, including our employees, representatives, and authorized agents.

Website refers to the velioraune website and all associated pages, content, and functionality accessible through our velioraune.

Use of Services

Our consultation services are provided for educational and informational purposes. They are designed to help you understand financial planning concepts and explore various approaches. Services do not constitute professional financial advice, legal counsel, or tax guidance.

Eligibility

You must be at least eighteen years of age and legally capable of entering into binding contracts to use our services. By using our website or services, you represent that you meet these eligibility requirements.

If you are accessing services on behalf of an organization, you represent that you have authority to bind that organization.

Your Responsibilities as User

When using our website and services, you agree to certain responsibilities:

Provide accurate, current, and complete information during consultations and when submitting forms. Inaccurate information may affect the relevance of our discussions.
Maintain the confidentiality of any login credentials or access codes provided to you for our systems.
Notify us promptly of any changes to your contact information or circumstances that may affect our consultations.
Use our services only for lawful purposes and in accordance with these Terms and Conditions.

Prohibited Uses

You agree not to engage in any of the following prohibited activities:

Using our website or services for any unlawful purpose or in violation of any local, provincial, national, or international law.
Attempting to gain unauthorized access to any portion of our website, other user accounts, or computer systems connected to our services.
Copying, distributing, or disclosing any part of our services without our express written permission, including proprietary content and consultation materials.
Using automated systems or software to extract data from our website without our written consent.
Impersonating any person or entity or falsely stating your affiliation with any person or organization.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of velioraune or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

Content You Provide

When you provide information during consultations or submit content through our website, you grant us a limited license to use that information to provide services to you. We will handle your information according to our Privacy Policy.

Your Rights to Content

You retain ownership of any information you provide to us. However, you grant us permission to use, store, and process that information as necessary to deliver our consultation services and improve our offerings.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy. We encourage you to review it carefully.

View Privacy Policy

Disclaimers and Limitations

Important limitations apply to our services and website:

No Professional Advice

Our consultations are educational and informational. They do not constitute professional financial advice, recommendations, or guidance specific to your situation. You should consult licensed professionals before making significant financial decisions. Results may vary.

Limitation of Liability

To the maximum extent permitted by law, velioraune shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or website, including lost profits, data loss, or business interruption.

Indemnification

You agree to indemnify, defend, and hold harmless velioraune, its employees, and representatives from any claims, damages, losses, liabilities, and expenses arising from your use of our services, violation of these Terms, or infringement of any rights of another party.

Dispute Resolution Process

In the event of any dispute arising from these Terms or our services, the following process applies:

Arbitration

Any disputes that cannot be resolved through informal negotiation shall be resolved through binding arbitration in accordance with the rules of the applicable arbitration association in the jurisdiction where our services are provided.

You agree to waive any right to a jury trial and acknowledge that arbitration proceedings are generally more limited in discovery than court proceedings.

Online Dispute Resolution

For certain disputes, online dispute resolution platforms may be available. We will work with you to determine the most appropriate resolution mechanism based on the nature of the dispute.

Learn About Dispute Resolution

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect to the maximum extent possible under applicable law.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and velioraune regarding use of our website and services, superseding any prior agreements.

Governing Law and Jurisdiction

These Terms are governed by the laws of Canada and the province where our services are provided, without regard to conflict of law principles.

Termination

We reserve the right to terminate or suspend your access to our website and services immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use our services ceases immediately.

Modifications

We may modify these Terms and Conditions at any time by posting the updated terms on our website. Changes become effective immediately upon posting. Your continued use of our services after modifications constitutes acceptance of the updated Terms.

Contact Information for Terms Questions

If you have questions about these Terms and Conditions or need clarification, please contact us using the information below.

Email Address: content@velioraune.world

Phone: +1-919-868-2126

Address: 319 West Hastings Street, Suite 400, Vancouver, BC V6B 1K6 Canada

Effective Date of These Terms: These Terms and Conditions became effective on September 26, 2025.

Version: Version 1.2